Cash Flow Loans for Small Business

Unsecured Loans give your business a helping hand

Unsecured cash flow business loans.

Get an unsecured business loan to support your business cash flow.

Having sufficient cash flow is one of the challenges facing companies today and may have a significant impact on the success of your business in the future. With an unsecured business loan, you can raise $5,000 to $100,000 or more to help cover your business expenses to minimise liquidity issues.

Unsecured Business Loans up to $300K. Apply Now!

What is the eligibility for a cash flow loan?

To be approved for a business loan, a business would usually have to meet specific conditions. These will vary between various lenders, but you should also verify that you meet the criteria before applying for a particular cash flow loan.


You would usually have to meet at least several of the following conditions:

  • You are over 18 years old.

  • Your business has also been in operation over a certain period, usually for at least 6 to 18 months.

  • You meet the minimum average monthly sales/turnover.

  • You can demonstrate the ability to make loan repayments.


If you don't have equity?

You don't need to have equity to apply for a business loan. Many alternative business lenders will base their decisions on your company's cash flow, sales and revenue. The industry your business operates in may also affect the lender's decision. As for industry types, any business can be considered; however, be aware there are some exclusions.

How much will an unsecured business cash flow loan cost?

It would help if you considered the following factors when calculating the total cost of a loan:

Interest rate. Interest charges will be a fixed or variable, or you may find an additional rate applies. This rate is charged as a percentage of the overall loan and is calculated on the original loan amount rather than the principal amount remaining.

Fees and charges. Costs can include application and establishment fees, a loan documentation fee or a loan origination fee. Monthly or annual service fees could also apply with charges for failing to make payments on time.